Klarna Reviews
(Rated by 6 users)
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Payment Methods
- Credit/Debit Cards
- Klarna
Payment Methods
- Verified Store VERIFIED
- Free shipping: Orders $50+
- In-store pickup: Ready in 2 hours
- 30-Day Returns
- Gap Good Rewards (4 brands)
Payment Methods
- Tops: $23 - $70
- Bottoms: $27 - $70
- Outerwear: $34 - $70
- Kids: $29 - $75
Today's Best Deals
Overall Rating
4.5
Base on 6 Reviews
Ratings by Feature
Ratings by Feature
- Shipping & Delivery5.0
- Customer Service4.0
- Return Policy4.8
- Good Value4.5
- Price & Quality4.5
Recent Customer Reviews (6)
Vicky Wilkins
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Kathleen Hacker
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Vicki Eastman
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Corey Guzman
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Barbara Waechter
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Patrick Lacroix
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Klarna Pricing
Processing fees
3.29%–5.99% + 30 cents
Late fee
up to $7
Klarna Card cashback
up to 10%
Payment Methods
Accepted Payment Options:
Prices for items on Klarna.com vary widely depending on the type of clothing and promotions available. Typical price ranges include:
Credit/Debit Cards
Klarna
Payment Process
- Payments can be made online during the checkout process.
- For Klarna credit card payments, options include online payments, mail, or phone calls, but in-store payments are not accepted.
Refund Information
Refunds for returns will be processed back to the original payment method used during the purchase.
Klarna Pros & Cons
Pros
1
Multiple Repayment Plans: Offers flexible payment options like Pay in 4 and Pay in 30, allowing you to tailor your repayment to your budget.
2
No Interest Charged: No interest is charged on Pay in 4 and Pay in 30 payment options, making it a cost-effective choice.
3
Convenient Mobile App: Klarna's mobile app is highly rated, with 4.6 stars on Google Play and 4.8 stars on the Apple Store, making shopping convenient.
4
Soft Credit Check: A soft credit check is performed for approval decisions, which does not affect your credit score.
5
Wide Retailer Network: Can be used with thousands of retailers, providing a wide range of shopping options.
6
Flexible Payment Options: Klarna provides several payment options including Pay now, Pay in 4, Pay in 30 days, and Pay over time. Each option has its own terms and conditions.
7
Easy Checkout: Klarna allows for a smooth checkout experience at your favorite brands and stores.
8
Hassle-free Returns: Klarna offers easy return reporting with a tap and you only pay for what you keep.
9
Price Comparison: Klarna allows you to search for any product and compare prices to shop with confidence.
10
Klarna Card: The Klarna Card, issued by WebBank, offers flexible payment options in both physical stores and online. It allows consumers to make purchases anywhere Visa is accepted; and with no foreign transaction fees while abroad. The Klarna Card also offers up to 10% cashback when used in the Klarna app.
11
Budget Management: Klarna provides a personal limit on your Klarna spending to help you stay within your budget. You can see what you have, what you’ve spent, and what you’ve saved.
12
Loyalty Cards: Klarna allows you to easily store all your loyalty cards in the app and access them in seconds.
CONS
1
Late Fee: A late fee of up to $7 may be charged if payments are not made up to 10 days after the due date.
2
Late Payments Reported: Late and missed payments may be reported to credit bureaus, potentially hurting your credit score.
3
Additional Fees: May charge additional fees, such as a service fee for using a one-time card or rescheduling fees.
4
Potential for Debt: BNPL services like Klarna can lead to overspending and debt if not managed carefully.
Klarna Features and Benefits
Features
No Monthly Service Fee
Does not charge a monthly service fee, only processing fees per transaction
No Joining Fee
No joining fee, charged only per transaction
Multiple Repayment Plans
Offers flexible payment options like Pay in 4 and Pay in 30, allowing you to tailor your repayment to your budget
No Interest Charged
No interest is charged on Pay in 4 and Pay in 30 payment options, making it a cost-effective choice
Convenient Mobile App
Highly rated mobile app (4.6 stars on Google Play, 4.8 on Apple Store), making shopping convenient
Soft Credit Check
Performs a soft credit check for approval that does not affect your credit score
Wide Retailer Network
Can be used with thousands of retailers, providing a wide range of shopping options
Flexible Payment Options
Provides several payment options including Pay now, Pay in 4, Pay in 30 days, and Pay over time
Easy Checkout
Allows for a smooth checkout experience at your favorite brands and stores
Hassle-free Returns
Offers easy return reporting with a tap and you only pay for what you keep
Price Comparison
Allows you to search for any product and compare prices to shop with confidence
Klarna Card
Offers flexible payment options in physical stores and online, accepted anywhere Visa is accepted, no foreign transaction fees, up to 10% cashback in app
Budget Management
Provides a personal spending limit to help stay within budget, track what you have, spent, and saved
Loyalty Cards
Easily store all loyalty cards in the app and access them in seconds
Smooth Return Process
Ensures efficient handling with evidence, pauses payments, resolves claims fairly, refunds to original payment source